Foreclosure Over a $6.00 Debt? | Long Island Landlord Tenant Lawyer

Foreclosures in Brooklyn and throughout the New York area are something that every homeowner works hard to avoid. Most individuals know that missed mortgage payments can lead to this unfortunate outcome, but they may not realize that missed tax payments can have the same result. One Pennsylvania widow has learned this fact the hard way.

The Story

Eileen Battisti, a widow living in western Pennsylvania, resides in a home worth approximately $280,000. When her husband passed away in 2004, she had to assume responsibility for the finances. As she struggled to sort things out, she fell behind on some of the property taxes due on the home. Battisti tried to take care of the debt by paying off all the taxes of which she was aware. Unfortunately, she missed a $6.30 charge that had been listed on her 2009 tax bill. By late 2011, late fees and penalties were added to that amount for a total of $235 owed to the county. Battisti states that she received no further notice of her debt until she was informed that her house was scheduled to be sold at auction. Upon receiving the notification, she attempted to obtain a court hearing but was denied. Her house was sold for $116,000 – a fraction of its worth.

The Next Step

Just like smart homeowners facing foreclosures in Brooklyn, Eileen refused to give up without a fight. She went back to court and filed an appeal of sale. Under the law, the new owner cannot take possession of the property while the sale is being appealed, so Eileen has been living in her “sold” home for nearly two years. Recently, a judge ruled that the court should not have denied her original request for a hearing. The relatively small amount owed compared to the value of the home should have at least merited a consideration of her case.

The Back Story

The final outcome for Eileen Battisti remains to be seen, but at least she will have an opportunity to present her case in court. Her situation is not an isolated one, however. Many local governments are using delinquent tax payments as a way to bolster tight budgets and are aggressively pursuing homeowners with late or missed payments. Although this particular case may have been mishandled, many others have been conducted completely within the law. One report states that a year’s tax lien sales equal more than $15 billion.

If you are facing foreclosure due to delinquent property tax payments, it is important to obtain good legal representation as quickly as possible. The professionals of Witkon Law are ready to help with foreclosures in Brooklyn and throughout the Long Island area. Contact our office today for a free consultation.